Sustainability
Actions We Can Take
The CIB Group has fully integrated sustainability principles into its core operations and corporate culture. These principles guide our daily activities and decision-making, as we share the belief of our parent company, Intesa Sanpaolo Group, that sustainability is most effective and credible when it is embedded not only in strategy, but also in organizational processes and everyday business practices.
Since 2007, the CIB Group has regularly published reports on its sustainability performance. Sustainability considerations have become an integral part of the Group's operations and corporate culture, serving as a compass for its day-to-day activities. Like its parent company, Intesa Sanpaolo S.p.A., CIB Bank believes that sustainability principles can only be truly credible when they are consistently reflected not only in corporate strategies but also in organizational processes and daily operations.
In 2022, the CIB Group adopted the key strategic directions and objectives set out in its parent company’s 2022–2025 business plan, which remained valid in 2025 as well.
Increasing commission income generation capacity
Increasing market share while maintaining portfolio quality
Further developing and strengthening digital sales and strategy
Simplifying processes and increasing the proportion of value-creating activities
Modernizing the IT architecture, ensuring stable operations
Implementing the ESG (environmental, social and governance) strategy
Further strengthening employee motivation and engagement
Between 2022 and 2025, the bank implemented a comprehensive sustainability strategy that covered key areas such as risk management, product development, digitalization, and organizational operations. In recent years, CIB has introduced several new corporate and retail financing products—including green loans and products linked to government-supported programs—which have significantly contributed to the expansion of its sustainable portfolio. To support its customers, the bank has introduced advisory tools and questionnaires that facilitate credit decisions and draw customers’ attention to the key role of sustainability; as part of its social responsibility efforts, it places special emphasis on financial education, supporting community initiatives, and programs that promote employee well-being, diversity, and professional development.
In implementing the corporate mission, the ISP Group’s strategy is aimed at creating solid and sustainable value over time, in economic, financial, social and environmental terms, built on relationships of trust with our stakeholders and based on our Mission and Values.
Our latest disclosure or the information on our website is not to be regarded as a sustainability statement as defined by the Corporate Sustainability Reporting Directive (CSRD; Directive (EU) 2022/2464 on corporate sustainability reporting) or the Hungarian Accounting Act (Act C of 2000 on Accounting), nor as an ESG report under the Hungarian ESG Act (Act CVIII of 2023 on rules for corporate social responsibility that take into account environmental, and social aspects, and on the amendment of other related laws) The sustainability report under the CSRD is prepared by our Parent Company, Intesa Sanpaolo S.p.A., on a consolidated group basis; it is prepared in accordance with the European Union Sustainability Reporting Standards (ESRS) and covers the operations and results of the CIB Group. Stakeholders looking for Intesa Sanpaolo S.p.A.’s 2025 sustainability report can find it by clicking this link. Our further disclosures can be found under Reports.