CIB Bank Mobile Application
Simplify your banking with CIB Bank!
Simple application registration, quick and safe use
Available for iOS and Android smartphones
Functionalities covering your everyday banking needs
Why is it worth it
In one place, conveniently, you can choose the most suitable offer from multiple insurers
You can also insure for CIB's home loan
Housing insurance is also accepted for securing credit
It is easier to apply for a loan because you do not have to file proof of real estate insurance separately for the disbursement.
- Prelogin area
Get access to useful features even before you log in
Want to find the contact details of CIB Bank in an instant? Are you looking for the nearest branch or ATM? Or need to use a currency calculator?
Different needs, with one easy answer. You will find the solution in the Prelogin area of the app.
- Registration process
Immerse yourself into a new banking experience
Do your banking right from your phone.
Contract for the use of CIB Bank mobile application, and create your user profile in the app with a few simple steps. Insert or scan your registration code, choose your PIN and start discovering how our app makes banking easier. In case of joint accounts, the contract can only be concluded at CIB branches.
- Transfer to your accounts and other acccounts
Manage all your payments with ease
Transfer to your account allows you to move funds quickly and free-of-charge between your own, delegated or legal representative accounts in domestic currency.
Transfer to someone lets you make domestic payments to new or existing beneficiaries in a few simple steps.
- Currency conversion
Move money between your accounts in different currencies
Make currency transfers between the different current or savings accounts you have at CIB Bank easily, right from your phone.
- Scan & Pay
Say goodbye to the old way of paying your bills
Don’t wait to find a post office or get in front of your PC to pay your bills. Just grab your smartphone and pay your monthly bills in an instant by scanning your postal orders.
- Easy transfer
Accelerate transfers between your own accounts
Want to move funds between your accounts more simply or pay off your credit card balance in a snap?
Activate Easy transfer and you can be ready with your transactions in a jiffy.
- Mobile top-up
Easy mobile top-ups whenever you need them
When you know that your prepaid balance is getting lower, the solution is already in your pocket. Just use the CIB Bank mobile application to top up your phone or the phones of family members and friends who need a recharge.
- Trusted transactions
Streamlined transactions to trusted recipients
Do you have contacts in your beneficiary list who you make payments to on a regular basis? Or are you the one in the family who recharges the prepaid phones of the others?
You can mark those account numbers and mobile phone numbers you deal with all the time as trusted and you will be able to perform the related transactions faster, without needing to authorise each one.
- SEPA FX payments
Foreign payment orders have never been easier!
SEPA (Single Euro Payments Area) Foreign orders enable you to complete a payment in EUR, in national, cross-border and international transactions.
Making payments has never been easier
#withPAY allows you to make payments at an unbelievable speed, thus making everyday banking operations faster and more convenient than ever before. Simply open the CIB Bank mobile app and make your payments directly from the pre-login screen to your contacts.
A tailored banking experience, just for you
Overview and manage the settings of you app and internet banking, activate and personalise extra features to make your online banking experience really your own.
- My offers
All your offers in one place
You can find all offers from the bank which are relevant to and personalised for you in one convenient location.
- My documents
An easy-to-use virtual filing cabinet
In My receipt you can overview and download the receipts of your outgoing transactions performed in the last 6 months. In My contract you can access any document related to the products and services you applied for via the CIB Bank mobile application.
- Branch and ATM locator
Look for a CIB Bank branch or ATM near you with a few taps
Get directions easily to the selected branch or ATM by using navigation.
Stay in control of your money with a complete notifications service
Free-of-charge and customisable system alerts, activity notices and promotional offers displayed directly on your mobile.
In order to use the service, you have to activate the free of charge Smart notifications in the Settings menu!
- Insurance inquiry
Protect all the things that matter to you!
Overview the most important details of your existing insurance with a few taps, or read more about our additional insurance offers.
- Home page
Streamline your banking with one easy-access dashboard
All your banking basics are available in one convenient location. Check the status of your main banking products, control your last transactions and issue payments in an instant to your most frequent contacts.
- Accounts and transactions
All account-related information in a compact view
Check your account balances, access your linked bank cards and monitor your transactions anytime you want.
- Fast balance
Know your account balance anywhere, anytime
Want to see whether your bank account is in the red? Need a reality check before a new purchase? Activate Fast balance, and see what you can afford in an instant!
All your loans and leasing products in a compact view
Get an overview of all your loans and/or leasing products anywhere, anytime.
- Pre-approved loans
The speedy way to apply for a personal loan
If you’re entitled to a pre-approved loan offer, you can obtain your loan following an easy, entirely online process, on the go or from the comfort of your very own couch.
To find out whether you’re pre-approved, enable commercial offers in Settings and check the My Offers section.
#withKEY function built into the CIB Bank mobile application
No more worries about where you put your physical token device the last time. Use the built-in #withKEY function of the mobile app to access CIB Internet Banking or CIB Bank Online and authorise your internet banking transactions.
Manage all your cards with ease and confidence
Overview and activate your bankcards, change their limits and pay off your credit cards directly from your smartphone.
All information about your savings in a compact view
Check the status of your savings and monitor your related transactions any time you want.
Saving a little every day is child’s play
#withSAVE allows you to save small amounts throughout the day straight from the pre-login area of the CIB Bank mobile application, without even logging in. Make savings your daily habit! When you spend less than expected or when you decide not to buy your second chocolate bar in favour of a bigger goal, just open the mobile app and drag virtual coins and banknotes into your virtual moneybox. When you’re ready to transfer your daily savings from your current account to your savings account, simply log in and confirm the transaction.
- Savings explorer
Wide-ranging savings options and detailed information in one place
Browse the full catalogue of time deposits which can be opened online or narrow down the list to your savings needs through a guided experience.
- Fund management
Keep up with market changes easily
Using the CIB Bank mobile application, overview and manage your investment portfolio anywhere, anytime. Browse your entire portfolio sorted by asset groups such as mutual funds, stocks, bonds and other securities or based on account types. Full details are always just a click away by selecting your chosen investment fund.
- Fund explorer
A wealth of investment options and information
The Fund explorer presents you with a comprehensive fund catalogue detailing a wide range of investment possibilities. You are free to browse the product catalogue independently or to sample it through a guided experience using your preferences to present only those investment options which best suit you.
What devices can the application be installed on?
The CIB Bank mobile application is available for the most commonly used mobile operating systems (Android and Apple iOS). Blackberry and Windows mobile operating systems are not supported.
For Android devices
From where, and how, can I download the CIB Bank mobile application for an Android device?
For an Android device, the CIB Bank mobile application can be downloaded for free from the Google Play Store. The download link is available directly on with.cib.hu or on the website of CIB Bank.
Why can’t I install the CIB Bank mobile application?
Because the app can only be installed with an Android 6.0 or newer operating system. The minimum screen resolution is 480x800 or higher.
How can I see what version of Android operating system I have on my handset?
Check it in Settings under About.
The O-Key token does not work on the handset. What should I do? (Instead of the 6 digits, only dots appear.)
Under Settings/Developer settings, set the following to 1x:
- Window animation scale
- Transition animation scale
- Animator duration scale
If Developer settings are not set, select About in Settings and click seven times on “Build number” to make these settings available.
After the Android 6.0 Marshmallow update, the Scan ID function does not work in the mobile application.
With the installation of Android 6.0 Marshmallow, a new type of fingerprint security has been introduced, so the “outdated” old-version fingerprint can no longer be used. You are informed of this when updating the operating system, but old fingerprints are not deleted from the system automatically during the update. Steps to resolve the matter:
- Delete user from the CIB Bank mobile application
- Delete the mobile app
- Delete “outdated” fingerprints from the phone
- Record new fingerprint with the handset
- Reinstall the mobile app
- Request new registration code (via CIB24 call centre)
Only one or a few numbers are active on the virtual keyboard used to enter PIN (normally number 1), so I cannot enter the PIN.
Any applications running in parallel are preventing undisturbed operation, thus we suggest to close the applications that are running in parallel while you are using the CIB Bank mobile application. Currently, the operation of the following applications may cause this problem on Android devices:
- Soft Buttons Lite
- Bluelight Filter for Eye Care
- Gesture Launcher
- Echo Notification Lockscreen
- Lux Auto Brightness
- Lux Lite
For certain types of phones, Messenger and Viber applications should also be temporarily switched off.
The Scan ID menu item does not appear in the Settings menu, although the telephone has fingerprint identification.
At this point, only Apple and Android 6.0+ devices have appropriate fingerprint identification technologies for the CIB Bank mobile application. Thus the function is only available on these devices. If you have registered multiple users on your phone, for security reasons fingerprint identification can only be activated for one of the users.
When the IBAN is entered, the phone automatically fills the field with an arbitrary number. Why does this happen?
The auto-replace function is activated on the device. Because of this, the field is automatically filled out with the proposed text. To turn off auto-replace on a Samsung handset follow these steps: Settings → Language and input → Samsung keyboard settings → Auto-replace.
For iOS devices
From where, and how, can I download the CIB Bank mobile application for an iPhone device?
For an iPhone device, the CIB Bank mobile application can be downloaded for free from the Apple App Store. The download link is available directly on with.cib.hu or on the website of CIB Bank.
Why am I unable to download the app from the Apple App Store?
Because the app is only downloadable with an iOS 12.0 or newer operating system.
How can I see what iOS version I have on my handset?
In Settings click on General and then on About to check it.
Why does the CIB Bank mobile application request access to the following: Photos/Media elements/Files, Camera, Device ID/Location/Call details?
- Photos/Media elements/Files: You can upload a profile picture in the app, which requires access to the Photo Gallery.
- Camera: When using Scan & Pay, you need to use the camera of your device to take a photo of the postal order you intend to pay.
- Location: It is needed to use the Branch and ATM locator.
- Device ID and call details: They are required to enable a direct call to CIB24 call centre.
Who can use the app?
The service can be used by individuals, sole proprietors and legal entities that have a bank account and/or investment service agreement with CIB Bank, as well as by individuals, sole proprietors and legal entities that hold a clearing account (shopping card account and/or credit card account), provided that they are not joint signatories of the account.
I would like to use the app, but I have neither a bank account nor an investment service agreement with CIB Bank.
The service is only available for clients with a bank account and/or investment service agreement with CIB Bank, thus if you do not use these products, you can request any of them at any CIB branch.
Is it possible to use the CIB Bank mobile application with my sole proprietorship or corporate account, as well?
How can I use CIB Bank mobile application if I have an account at CIB Bank?
Registration requires an amendment to your contract, which can be made in two ways. If you are a sole owner of your bank account and you use CIB Internet Banking, you can easily make the amendment through this channel. If you do not use CIB Internet Banking, or you do not wish to make the contract amendment online, please call CIB24 call centre or visit any CIB branch.
What is the “registration code”?
The registration code is a 16-digit code, which is sent to you in a text message following contract amendment or re-registration. If you are concluding a contract via CIB Internet Banking, registration can be easily completed by reading the QR code displayed, as the app can automatically read the registration code.
What does the registration text message cost?
It is free for all clients.
After registration, the app displays the following error message “Error 131”. What should I do?
This error occurs, if you received the registration code in a text message , but you haven’t activated it on CIB Internet Banking before logging into the app.
Why doesn’t the app allow me to set a 4-digit PIN?
For security reasons the PIN must consist of minimum 5 digits and maximum 10 digits. The PIN cannot be a string of identical or successive numbers.
How can I use fingerprint identification to log in?
If your device supports this function and offers fingerprint-based identification and screen unlock, you can also access the app and authorise your transactions in this manner instead of inserting your PIN. You can change the identification method either during registration or later on. If you want to use fingerprint identification for in-app authorisations, you need to use this method also when logging in to the app. Currently, fingerprint identification is only available on Samsung and iPhone handsets, and please note that it can be activated only for one user per device.
Why doesn’t my registration code work?
The registration code can be used for 48 hours after sending, on one occasion. After 48 hours you need to request a new registration code.
What should I do if I cannot log in to the app? (e.g. I entered the wrong PIN three times, I deleted the app from the device, I cancelled my user profile, or I can’t remember my PIN)
The following message is displayed: “Identification unsuccessful! Please check your PIN. In the case of multiple unsuccessful identifications, please call CIB24 on +36 1 4 242 242.” In this case, for security reasons you need to register again. In this situation, you cannot re-register via CIB Internet Banking, as you cannot log in without the O-Key token built in your mobile app. For this reason, please visit any CIB branch or call CIB24 call centre. After identification our colleagues will assist you.
Why is this error displayed in the app: “Internal service error 500”? What should I do?
If you see this, it probably means that you have mistyped the registration code or you already have a CIB mToken and you tried to switch to the mobile app using the “Re-registration” function of CIB Internet Banking. Please contact CIB24 call centre, so that we can check the status of your contract amendment relating to the mobile app and we can provide you with a new registration code.
Is it possible for a co-owner of an account to use CIB Bank mobile application?
Only if the co-owner has independent signatory rights. If the rights over the account are managed jointly with another person, the app cannot be used by the co-owner.
My user profile has been deleted. What should I do?
Please call CIB24 call centre or visit any CIB branch in person. After identification, you need to request a new registration code.
What is O-Key token?
The O-Key token is a password generator built in the mobile app, which provides one-time passwords for logging in to CIB Internet Banking, CIB Bank Online, eBroker and mobilCIB applications and for transaction authorisation.
Is it possible to use the old Easy-token for CIB Internet Banking if I am a user of CIB Bank mobile application?
It is not possible to keep the old mobile or physical token when using the mobile app. Following the contract amendment related to the use of the app, you can only log in to CIB Internet Banking with a password generated by O-Key token.
Is it necessary to have active internet connection to use O-Key token?
Yes, online data connection is a required to use O-Key token.
Why am I unable to log in to CIB Internet Banking, CIB Bank Online, eBroker or mobileCIB applications with the password generated by O-Key token?
- Make sure that you are trying to log in using the right user ID and the password generated by O-Key token.
- Register again in the app and set the date/time settings to automatic.
Why aren’t the following functions available in CIB Bank mobile application: deposit management, loans overview, or foreign-currency transfer?
CIB Bank plans to extend all functionalities available in CIB Internet Banking to the mobile app in the near future.
It takes a long time to load the app and to access the different functions. What is the reason for this?
Please check your internet connection. If it is possible, connect to a Wi-Fi network, as the app runs very slowly on lower bandwidth mobile networks (32 Kbit/sec).
How can I select my favourite account/savings/card?
Under Settings/Overview menu. The account/savings/card you mark as your favourite will be displayed in the Overview widget of your Home page.
Why is it good to use a “scrambled keyboard”? If I do not wish to use it, where can I turn it off?
The app displays a virtual keyboard to enable more secure PIN insertion. This is called a “scrambled keyboard”. Keyboard layout randomisation increases the security level of the app. To disable the function, go to Settings/Sign-in & Security/Scrambled keyboard.
What does “daily/monthly limit” refer to? Where can I change transaction limits?
Monthly and daily transaction limits are set in the app, to regulate the daily (max. HUF 5 million) and monthly (max. HUF 50 million) volume of transactions performed in the mobile app. To change the limits, go to Settings/Products & Services/Transaction limits. Currently, the limits can only be decreased.
What is “Fast balance”? Where can I switch it on/off?
With “Fast balance” you can check your account balance without logging in to the mobile app. If you enable this function, a coloured horizontal line will be displayed on the prelogin screen of the app. Pull this down to check your balance. Fast balance can be managed in Settings/Fast balance , and the following options can be set:
- Fast balance toggle switch (to enable/disable the function)
- Display balance amount with colours
- Display balance amount
- Display balance colours (In this case you can set Warning and Critical thresholds; if these are reached, the background colour of Fast balance widget changes.)