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CIB Optimum Credit Card

CIB Optimum Credit Card; Embossed credit card that can be requested even with a monthly net income equivalent to the minimum wage

Key features


Refunds on purchases

Flexible repayment

Flexible repayment options

Favourable price

Discounted annual fee


Take advantage of the maximum HUF 50,000 in refunds per year.

The maximum refund credited is HUF 12,500 per quarter.

1% credited for each HUF purchase

+2% credited for HUF purchases in the selected categories

APR: 39.88%1

0 Ft
  • Main fees
    • Annual fee for main card 2800 Ft
    • Annual fee for supplementary card 2800 Ft
    • Purchases in Hungary and abroad 0 Ft


Mastercard Priceless Specials programme

  • Register for the Mastercard Priceless Specials programme, and receive new offers every two weeks. 

Mastercard Merchant Offers

  • Use your Mastercard card to make purchases, and receive a gift at merchants participating in the promotion.

Provided free of charge for one year with your new account.

  • Choose the CIB ECO or the CIB ECO Plus Bank Account, and we will waive the annual fee for the first year for the HUF-denominated main card.

CIB Bank Accounts

Manage your cards anytime, anywhere easily.
Manage your cards anytime, anywhere easily.
Manage your cards anytime, anywhere easily.
Review bank card data,
activate cards, and
modify the limits assigned to the various types of card transactions.
Receive notifications about transactions initiated with the given card using the Smart Notices Service.
Need help?

CIB24 - Nonstop telephone customer service

Find the right assistance for you

CIB24 (+36 1) 4 242 242 2

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