Declaration options
Guide to entering the information requested when applying online
If you have a CIB Bank Mobile Application:
• Please open the #withKEY function in the lower right corner on the home screen of the CIB Bank Mobile Application!
• Enter your PIN code consisting of at least 5 but not more than 10 digits or biometric identifier used to log in to the mobile application and to approve transactions.
• Enter your customer ID and #withKEYpassword displayed on the mic.cib.hu/moratorium page.
If you have a CIB Hard Token:
• You can access the interface by entering your username (typically the middle 8 digits of your GIRO account number or the user ID on the CIB Internet-based electronic services request form) and your password generated by your CIB Hard Token device.
• Enter the token PIN code, then generate a login password using button 1.
As a small-business customer, what should I do if my credit/loan is currently subject to the moratorium, but I would like to opt out?
Our small-business customers with independent rights of disposal (including sole traders and smallholders) who use CIB Internet Bank, CIB Bank Online or CIB Bank Mobile Application can make an opt-out statement online at
• Declare online! (The web page does not work with Internet Explorer, unfortunately. Please use Google Chrome, Edge or Firefox.)
If you do not have an electronic channel, please download the declaration of opting out for small-business customers from the related documents at the bottom of the page, and once completed, send it to the kisvallalkozasok_moratorium@cib.hu e-mail address.
If the company has a person authorised to sign on behalf of the company individually, they can declare their intent to pay via the CIB24 call centre by calling (+36 1) 4 242 242, by following the operator’s instructions.
Configuration can take up to 3 working days. Please be advised that once you have opted out of the moratorium, you will not be able to re-enter.
As a corporate customer, what should I do if my credit/loan is currently subject to the moratorium, but I would like to opt out?
You may also opt out of the moratorium in the case of a corporate loan. In this case, please download the declaration of opting out for corporate customers from the related documents at the bottom of the page, and once completed, send it to the moratorium.vallalat@cib.hu e-mail address.
Configuration can take up to 3 working days. Please be advised that once you have opted out of the moratorium, you will not be able to re-enter.
Legal information
1 A private person governed by Act CVII of 2020, except for smallholders and sole traders.
